My philosophy is to maintain a long-term investment orientation and implement strategies and products that have demonstrated a history of slow and steady returns.

I encourage all of my clients to only spend income (dividends) if possible and avoid using principal. I believe in establishing a solid balance sheet, defendable market position, and creating a tailored diversification strategy by sector and within each sector to seek to mitigate risk.

^{Past performance is not indicative of future results. Diversification does not ensure a profit or protect against loss.}